The Future of Payments 2021

The Road to Successful Digital Transformation.
Every player that operates within the intricate ecosystem of financial services is at a tipping point. The pandemic deeply entrenched the digital agenda, especially for payments, and financial institutions recognise that the effects of Covid-19 are likely to have a permanent impact on the industry.
Tink1 found that 74% of European banks see an incre…

How the future of payment is shaping up

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What is Open Banking Excellence (OBE)?
Open Banking Excellence (OBE) is the world’s leading community of Open Banking and Open Finance pioneers. It’s an industry ‘campfire’ that brings together FinTechs, banks, industry participants, regulators, BigTech companies and legal advisers to learn, share stories, spark debate and collaborate.

Our mission is to be the authentic voice representing a global movement of like-minded experts who through collaboration provide technical, regulatory and legal insight into Open Banking and Open Finance and their wider implications for a dynamic, innovative and fast-growing financial sector.

We believe Open Finance will help build a better world through financial inclusion, social change and by providing greater control and choice to us all.

Future of payments

We predict a future in which the payment process allows you to bring customers and merchants closer, in a single, simple, delightful experience. This video highlights our key predictions for the future of payments including wallets (more feature-rich than today’s implementation), secure CRM models, friction-less payments and benefits for both customers and merchants. For more information please visit

Visa Views: Future of payments

Visa introduces a new platform with a set of beta APIs, specifications and development tools for issuers and issuer processors to begin building and beta testing new ways to pay and be paid. Visa’s Sam Shrauger explains what these experiences might look like. Learn more: